Wind, Water, and What Now?

About This Webinar

In this one-hour session, Haber Law Partner Jake Epstein moderates a conversation with Equity Partner Jonathan Goldstein and insurance veteran Joe Avetrani of GGA Insurance and Bonds, covering everything community associations need to know about hurricane season, from building a preparedness plan and evaluating your coverage, to navigating emergency board powers and filing claims the right way.

Condo board members

HOA trustees

Property managers

Community association professionals

Key Takeaways

Hurricane preparedness is a year-round responsibility, not just a June-through-November checklist
Flood and windstorm are two separate coverages, if the water is rising, it’s flood; if it comes from above, it’s hurricane
Deductibles must be formally approved at a 14-day notice meeting, this is a legal requirement, not a formality
Secure your restoration company and vendor relationships before a storm hits, not after
Boards have broad emergency powers during declared emergencies, including special assessments, evacuation authority, and emergency loans
Property insurance premiums in South Florida have been coming down, now is the time to reassess your coverage

Meet the Speakers

Jacob Epstein

Partner, Haber Law

Jacob is a Partner and co-chair of Haber Law’s construction department, board-certified in construction law. He focuses his practice on serving owners and community associations throughout South Florida.

Joe Avetrani

Owner & Principal, GGA Insurance and Bonds

Joe brings over 30 years of experience specializing in construction and property insurance. He has served on multiple insurance company advisory boards, including Citizens Property Insurance Corporation, and has been retained as an expert witness in numerous insurance-related lawsuits.

Jonathan Goldstein

Equity Partner, Haber Law

Jonathan is an Equity Partner at Haber Law, board-certified in condominium and planned development law. A Martindale-Hubbell AV-rated attorney, he is the former chair of the firm’s community association department and a current member of its executive committee.